Actuary Resume Guide: Keywords, Summary Examples & Bullet Points

This guide is for actuarial analysts, credentialed actuaries and exam-track students applying to insurers, health plans and consulting firms. It shows you how to present exam progress, pick keywords for your practice area, and turn model work into bullets with financial impact.

  • 39keywords
  • 3summary examples
  • 7bullet rewrites
  • 4sector playbooks

Keyword match

Actuary, Commercial Lines

4/6must-have skills

Found on your resume

  • Pricing/reserving
  • Statistical modeling
  • Data validation
  • Peer review

Missing

  • Experience studies
  • GAAP/STAT reporting
Illustrative example Check yours

What a strong Actuary resume looks like

JORDAN REYES, ACAS

Hartford, CT · jordan.reyes@email.com · linkedin.com/in/jordan-reyes

Summary

Commercial P&C reserving actuary, 6 years on workers' comp and excess liability. Runs quarterly reserve reviews on a $1.4B book and turns indications into booking recommendations.

1

Skills

Loss reserving · Chain ladder / BF / Cape Cod · Schedule P · GAAP & STAT · SQL · Python · R · Arius · Power BI

2

Experience

Assistant Actuary (promoted from Sr. Actuarial Analyst, 2023) Harborline Mutual Insurance · 2020–Present

3
  • Automated workers' comp loss triangles in Python, cutting quarterly close from 11 to 7 business days
  • Caught adverse development in excess GL two quarters early, leading to a $23.6M reserve strengthening4
  • Reconciled Schedule P to the general ledger and built the exhibits behind the year-end actuarial opinion

Credentials

ACAS, Casualty Actuarial Society, 2023 · Exam 7 passed · Exam 8: sitting April 2027

5
Illustrative example
  1. Practice area, lines of business and book size in the first line tell a reserving manager this person does their kind of work.

    Summary examples
  2. Methods (chain ladder, Bornhuetter-Ferguson), a regulatory deliverable (Schedule P) and code mirror how P&C reserving postings word their requirements.

    Keywords and skills
  3. A promotion shown inside one employer signals the firm trusted this person with more scope.

  4. The analysis ends in a booked reserve change, the outcome a reserving function exists to get right.

    Bullet points
  5. Designation, year earned and a dated next exam answer the first screening question: where are you on the exam path?

    Certifications

What hiring managers look for in an Actuary

Exam status readable in five seconds

Many employers expect entry-level candidates to have passed one or two exams before graduation; at mid level, the question becomes how close you are to ASA/ACAS or fellowship. Put your designation after your name.

A clear practice area

Life, health, P&C and retirement run on different regulations, software and vocabulary. "Insurance analytics" with no line of business makes the reader guess, and most won't.

Financial consequence, not just model runs

Actuarial work ends in a number someone books, files or pays: a reserve, a rate, a bid, a contribution. Show what moved.

Programming that does real work

Postings across practice areas commonly pair Excel and VBA with SQL, Python or R. Show what you automated or rebuilt.

Scope that matches the level

Analysts run, validate and document. Mid-level actuaries own a process, like a quarterly valuation or rate indication. Senior actuaries set assumptions, sign opinions and manage teams, regulators and auditors.

Actuary resume keywords and skills

Must-have hard skills

(word them for your practice area)

  • Pricing/ratemaking or valuation/reserving, whichever your role is
  • Experience studies and assumption setting mortality, lapse, morbidity, loss trend
  • Statistical modeling, including generalized linear models GLMs
  • GAAP and statutory financial reporting
  • Data extraction, reconciliation and validation
  • Actuarial documentation and peer review

Nice-to-have hard skills

  • Stochastic modeling, asset-liability management, cash-flow testing
  • Machine learning methods (gradient boosting, GAMs) used alongside GLMs
  • Catastrophe modeling and reinsurance analysis
  • Capital modeling and enterprise risk management RBC, economic capital
  • IFRS 17, for US units of global insurance groups
  • Model governance and validation

Tools and software

Core

  • Excel
  • VBA
  • SQL
  • Python
  • R
  • SAS

Life and annuity

  • Prophet
  • AXIS
  • MG-ALFA
  • PolySystems

P&C

  • Emblem, Radar, Akur8, Earnix pricing
  • Arius, ResQ reserving

Retirement

  • ProVal

Reporting and data

  • Power BI
  • Tableau
  • Snowflake

Keywords that signal seniority

  • Appointed actuary
  • Statement of Actuarial Opinion
  • Rate or bid certification
  • Assumption governance
  • ASOP compliance
  • Regulator objections
  • Model risk governance
  • Audit committee
  • Team leadership with headcount
  • FSA/FCAS
  • MAAA

Use only the true ones: "supported the appointed actuary" fits a mid-level resume; "served as appointed actuary" is senior.

Soft skills

Skip "strong communicator" and write the bullet that proves it: "presented the rate indication to underwriting leadership and revised the filing after their review."

Professional summary examples

Entry level (health)

Actuarial analyst candidate with SOA Exams P, FM and FAM passed and a B.S. in Statistics. During a 10-week health plan internship, built a SQL claims-lag table that fed the monthly IBNR estimate for the commercial block. Targeting health pricing or reserving roles; sitting Exam SRM in May 2027.

Why it works: Exams come first, and the internship is described by a real actuarial deliverable, not coursework.

Mid level (life valuation)

ASA with 5 years in individual life and annuity valuation, currently owning quarterly VM-20 reserve production for a $3.8B universal life block. Moved two legacy blocks into AXIS and wrote the LDTI assumption-update memo reviewed by external auditors. Two FSA courses completed.

Why it works: Framework, platform and block size tell a valuation manager exactly where you'd fit.

Senior (P&C pricing)

FCAS, MAAA pricing leader with 13 years in personal auto and homeowners. Directs a 9-person team producing rate indications in 22 states on $1.9B of written premium. Rebuilt the auto class plan using GBM-informed GLMs and took filings through regulator objections in prior-approval states.

Why it works: Team size, premium and regulatory accountability separate a pricing leader from a strong individual contributor.

Work experience bullet points

Entry level, experience study

WeakResponsible for data preparation for the annual lapse study.

StrongCleaned and reconciled 4.2M policy-year exposure records in SQL for the annual lapse study, resolving 1,380 admin-system mismatches before assumptions went to committee.

What changed: Volume, tool and downstream decision show the work mattered.

Entry level, health reserving

WeakHelped with monthly IBNR calculations.

StrongRan the monthly completion-factor IBNR model for a 287,000-member Medicare Advantage block and flagged a pharmacy claims-lag shift that changed the estimate by $2.7M.

What changed: A named method, the population size and a specific catch replace "helped."

Entry to mid level, retirement consulting

WeakWorked on pension valuations for clients.

StrongCompleted IRC 430 funding and ASC 715 accounting valuations in ProVal for 14 defined benefit plans with $860M in combined liabilities, delivering every report before the client's disclosure deadline.

What changed: Regulatory basis, software, caseload and liability size show readiness.

Mid level, P&C pricing

WeakBuilt pricing models for homeowners.

StrongRebuilt the homeowners GLM in Emblem with 9 new rating variables, supporting a +6.8% rate filing approved in 5 states and improving the projected loss ratio by 2.3 points.

What changed: The model now connects to an approved rate change and a loss ratio result.

Mid level, life modeling

WeakConverted models to AXIS.

StrongConverted 3 ULSG blocks from spreadsheet models to AXIS for VM-20 deterministic and stochastic reserves, cutting quarterly run time from 26 hours to 9.

What changed: Product, framework and time saved show the conversion's value.

Senior, health pricing

WeakLed the Medicare Advantage bid process.

StrongLed bid development for 11 Medicare Advantage plans covering 184,000 members, signed the actuarial certifications, and brought 2025 plan-year margin within 0.4 points of target.

What changed: Scale, sign-off and a result against plan show senior ownership.

Senior, P&C reserving

WeakManaged the reserving team and handled year-end opinions.

StrongManaged a 6-person reserving team and issued the NAIC Statement of Actuarial Opinion for 3 statutory entities with $2.1B in carried reserves, presenting the reserve range and risk of material adverse deviation to the audit committee each year.

What changed: Headcount, regulatory sign-off and board-level communication define senior scope.

Certifications and education

What's expected

  • A bachelor's degree in mathematics, actuarial science, statistics or another analytical field. At entry level, list coursework that earned VEE credit.
  • Exam progress with the right society: the Society of Actuaries (SOA) for life, health and retirement, or the Casualty Actuarial Society (CAS) for P&C. Postings commonly ask for one or two exams at entry level, ASA or ACAS for many mid-level roles, and FSA or FCAS for actuary and manager titles.
  • Know the current pathway you're writing against. ASA exams are P, FM, FAM, ALTAM or ASTAM, SRM and PA, plus the ATPA assessment, and FSA is now earned through courses. ACAS exams are 1 and 2, MAS-I, MAS-II, 5 and 6, plus the PCPA exam and project; FCAS adds Exams 7, 8 and 9.

What stands out

  • Enrolled Actuary (EA) for retirement roles. Certain actuarial work that ERISA requires for pension plans must be done by an enrolled actuary. Enrollment by the Joint Board for the Enrollment of Actuaries requires passing EA-1 (or qualifying for a waiver) and both segments of EA-2 (F and L), plus certified pension actuarial experience.
  • MAAA and, if you sign opinions, meeting the US Qualification Standards that govern Statements of Actuarial Opinion.
  • CERA (SOA) for enterprise risk roles. For P&C, The CAS Institute's Certified Specialist in Predictive Analytics (CSPA) or its catastrophe risk credentials (CSCR and CCRMP).

Where to place them

  • Put your designation after your name in the header (JORDAN REYES, ACAS).
  • Students and analysts: add an "Actuarial Exams" section directly below the summary, above experience.
  • Credentialed actuaries: one line with designation and year earned. Once you hold ASA or ACAS, drop the list of individual preliminary exams.

How to list exams in progress

  • Use the society's current exam name with the month and year passed: SOA Exam P (Probability), passed November 2025.
  • Add your next exam only if you're registered: SOA Exam SRM, sitting May 2027.
  • On the SOA fellowship pathway, which moved to a course-based structure in fall 2025, list completed courses by name.
  • For exams passed under retired names (such as LTAM or MLC), keep the original name and add the credit it carries under the SOA's transition rules: SOA Exam LTAM, passed October 2021 (ALTAM credit). Check the transition charts before you write it, because some partial FAM credit lapsed in July 2024.
  • Leave out failed attempts and exams you "plan to take."

How to tailor your Actuary resume

Life and annuity (insurers and reinsurers)

Lead with
Your framework (valuation or pricing), the product and block size, and your modeling platform.
Emphasize
LDTI, VM-20, principle-based reserving, cash-flow testing, annual assumption reviews, AXIS, Prophet, MG-ALFA, reinsurance.
Cut
Generic data-analysis bullets with no product attached, and P&C-only coursework.

Health (payers, provider groups, health consulting)

Lead with
Line of business (Medicare Advantage, Medicaid managed care, ACA individual, commercial group) and membership.
Emphasize
IBNR, medical trend, risk adjustment, MA bids, rate filings, MLR, value-based settlements, SQL, SAS.
Cut
Long life-contingencies coursework lists and vague "healthcare analytics" wording.

Property and casualty (carriers, MGAs, insurtechs)

Lead with
Pricing or reserving, plus the lines you cover (personal auto, homeowners, workers' comp, commercial or specialty).
Emphasize
Rate indications, GLMs, SERFF filings, loss development, IBNR, Schedule P, Emblem, Radar, Akur8, Arius.
Cut
SOA-only requirements that don't carry CAS credit. SOA Exams P and FM earn credit for CAS Exams 1 and 2, so keep those.

Retirement consulting (DB pension and OPEB)

Lead with
Client count, plan types and the deliverables you own.
Emphasize
IRC 430 funding, ASC 715/960, PBGC filings, Form 5500, ProVal, plan terminations, pension risk transfer, EA status.
Cut
Insurer pricing jargon; add client-facing evidence, like meetings led and reports drafted.

Common Actuary resume mistakes

  1. An exam list nobody can decode

    "Passed 4 actuarial exams" gives no names or dates.

    Fixlist each exam by its current official name with month and year, and add your next sitting.

  2. Claiming sign-off you didn't hold

    "Issued the actuarial opinion" when you prepared the exhibits. Opinions are subject to qualification standards, and interviewers will probe.

    Fix"Prepared reserve exhibits for the appointed actuary's Statement of Actuarial Opinion."

  3. No practice area

    "Valuation work" could mean life reserves or pension liabilities.

    Fixname the line of business and framework in your summary and each role.

  4. Model runs with no outcome

    "Ran quarterly valuation models" describes a task, not a result.

    Fixadd what changed: reserve movement, filed rate, run time saved or an error caught.

  5. Tool lists without proof

    Python, R, SAS and Prophet with no bullet that uses them reads like coursework.

    Fixtie each major tool to a bullet, and drop tools you haven't used since school.

FAQ

How long should an actuary resume be?

One page for students and analysts with under three years of experience. Two pages is fine for credentialed actuaries with several roles to show.

Should I list exams I failed?

No. List the exams you've passed and the next one you're registered for.

Do I need to be an Enrolled Actuary to work in pensions?

Not to start. Enrollment requires certified pension actuarial experience, so analysts typically pass the EA exams while building that experience on the job. If you're on the path, list the EA exams you've passed with dates.

How do I explain a gap spent studying for exams?

Show the result with a one-line entry such as "Full-time exam study, Jan–Aug 2026: passed FAM and SRM," so the gap reads as progress rather than time off.

Can I use real figures from my employer?

Use figures that show scale without revealing confidential results: rounded block sizes, percentage changes, time saved. Many states make rate filings viewable online, but what's public varies by state, and internal work such as reserve studies and bid results isn't part of those filings. Check your employer's confidentiality policy first.

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